AI Prospecting for Freddie Mac

Freddie Mac and Fannie Mae are set to adopt modernized credit scores in 2025, transitioning from classic scores to more advanced metrics like VantageScore and FICO 10T, despite potential changes under a new administration[1]. The Federal Housing Finance Agency has raised the conforming loan limit for 2025 to $806,500, a 5.2% increase, to reflect rising home prices[3]. Freddie Mac released a study highlighting cost barriers and administrative challenges that limit the use of Housing Choice Vouchers in high-opportunity and high-rent areas[4].

Freddie Mac's multifamily loan purchase cap for 2024 is set at $70 billion by the Federal Housing Finance Agency (FHFA), with 50% of loans required to be mission-driven, focusing on affordable housing and rural areas[1]. Freddie Mac will launch a new tax-exempt loan CMBS product for municipal investors and has issued over $20 billion in Green, Social, and Sustainability bonds since 2019 through its Impact Bonds program[2][5]. The FHFA has also set Freddie Mac's multifamily loan purchase cap for 2025 at $73 billion, a 4% increase from the 2024 cap[2][5].

Freddie Mac's multifamily loan purchase cap for 2025 is set at $73 billion by the FHFA, a 4% increase from the 2024 cap. Freddie Mac will also launch a new tax-exempt loan CMBS product for municipal investors and has issued over $20 billion in Green, Social, and Sustainability bonds since 2019 through its Impact Bonds program[2][5].